Even the safest and most experienced drivers need to be vigilant about avoiding accidents on the road at all times. More people on the road can lead to more accidents. However, 2020 had the highest number of fatalities on the road in the past thirteen years despite the fact that there were fewer people on the road. Unfortunately, the leading causes of car accidents usually involve avoidable driver error. Resultantly, the safest drivers on the road simply cannot count on others to drive safely. Here are several of the most common causes of car accidents.

Distracted Driving

Distraction is the leading cause of all vehicular accidents. A driver taking his or her eyes off the road for a mere second can have terrible consequences. The most prominent example of distracted driving is texting or talking on a cell phone. Most states have laws that prohibit drivers from using a mobile device with their hands.


Being in a rush or choosing to ignore the speed limit is a very common cause of accidents. Speeding drivers do not have enough time to react to avoid a collision. They can also lose control of their vehicles. Speeding in inclement weather is especially dangerous because slick or wet roadways can make it difficult to brake and they can cause cars to skid.


Being intoxicated significantly impedes drivers’ ability to operate their vehicles safely. Sadly, the crime of drunk driving takes thousands of lives every year. The National Highway Traffic Safety Administration estimates that approximately 28 people die in an accident involving drunk driving.

Reckless or Careless Driving

Not following the rules of the road is a very common reason for collisions. Dangerous behaviors such as driving too close to other vehicles, for example, can make vehicles more likely to come into contact. Also, weaving in and out of lanes or changing lanes without signaling is a frequent cause of highway accidents.

Failing to Cross Intersections With Care

It is unsurprising that intersections are a typical site where collisions are likely to occur. A driver passing through a 4-way stop without stopping or running a red light can lead to crashes involving multiple vehicles.

Risky Turning

Trying to take a turn without ensuring that it is safe to do so puts drivers at risk of striking other vehicles. Left handed turns need to allow for enough time to cross the opposing lane safely. Drivers need to have an unobstructed view of traffic before trying to enter a new roadway.

Better collective efforts to develop safe driving habits can reduce the number of accidents involving common causes. Taking extra care to pay attention to the road and follow traffic laws helps to protect all drivers and passengers from injuries and vehicles free of damage.

About Thayer Innes and Freeman Bunting Insurance Agencies

At Thayer-Innes Insurance Agency and Freeman Bunting Insurance Agency, we strive to provide comprehensive insurance solutions to support Ann Arbor homeowners. Our homeowners’ policies can be tailored to meet your specific risk exposures and provides much more coverage than a traditional policy, giving you the peace of mind you deserve. For more information about our products, contact us today at (855) 395-6316.