Is your home adequately protected from a natural disaster incident? Michigan homeowners should be aware of the importance of safeguarding their home from the effects of a flood. There is no such thing as a home that is completely safe from potential flooding. Even if there is just one inch of water in a home, the damages can be financially devastating for the homeowner. Having a MI flood insurance policy in place can be the saving grace that allows you to recover and get back on your feet. It is better to be safe than sorry and protect what is likely your most valuable investment.

Hurricane Season Flooding Risk

Michigan homeowners are at significant risk of flooding. Over recent years, hurricanes have been the cause of an enormous amount of flood damage, and they are projected to continue to be at an all-time high this season. It is in your best interest to protect your home and your possessions from unexpected flood damage with a flood insurance policy. It is smart to be proactive by speaking with a flood insurance agent today.

Floods are known as the nation’s most common natural disaster, impacting every state and leaving homeowners with substantial repair expenses. A standard homeowners insurance policy does not cover flood damage. Flood damage is often catastrophic, so if homeowners lack flood coverage, they will have to take on all the repairs and recovery costs out of pocket.

Protection Where it Counts

Those who live in what is considered a high-risk flood zone by The Federal Emergency Management Agency (FEMA) standards may be required to have a MI flood insurance policy in place, but it is important to keep in mind that floods can occur anywhere. Even if you are at low risk and are not mandated to have the policy, there is still a risk. In fact, a significant portion of homeowners with property that is outside of high-risk areas actually end up relying on flood insurance. Michigan homeowners will greatly benefit from assessing their risk and taking precautionary measures to protect their assets. It is highly advised not to wait to act until a storm is approaching, as the coverage typically will not start until about a month after the policy’s purchase. You can speak with an agent today to help you assess your risk for natural disasters and flood damage, get advice on how to minimize those risks, as well as protect your personal property.

About Thayer Innes and Freeman Bunting Insurance Agencies

At Thayer-Innes Insurance Agency and Freeman Bunting Insurance Agency, we strive to provide comprehensive insurance solutions to support Ann Arbor homeowners. Our homeowners’ policies can be tailored to meet your specific risk exposures and provides much more coverage than a traditional policy, giving you the peace of mind you deserve. For more information about our products, contact us today at (855) 395-6316.