Bad winter storms are a scary reality for some businesses. With limited resources and so many unknowns, taking steps toward adequate preparation can feel pretty overwhelming. However, there are a few great reasons to invest your time, energy and funds into getting your business ready for an extreme snowstorm.
Preparation can save your business money by helping prevent structural damage, unnecessary closures during repairs, and expensive liability lawsuits from preventable accidents. To make sure your business is ready for the worst winter storms can bring, here are some simple tips to implement.
Prepare your office building! Extreme winter storms can cause expensive structural damage to your building. The most common reasons are frozen pipes that burst and melting water that seeps indoors; so be sure to thoroughly check your building for drafts, leaks and cracks, especially on your roof and around doors and windows. Clear out and shut off outdoor plumbing so remaining liquid doesn’t freeze and break your pipes. Replace old weather stripping at the bottoms of doors to hold off melting snow that piles up outside.
Snow and Ice Removal
Create a snow and ice removal plan.Whether it’s a removal service or close friends ready to help, have a plan in place to get rid of the snow and ice that accumulate on your building and surrounding property. Snow and ice don’t just cause structural damage and limit customers’ access to your business if you’re able to stay open; they are also a major safety hazard that could result in expensive liability claims.
Your business should be equipped with a generator.Keeping a reliable power source on hand is both a safety precaution and a wise business move, as it can keep your company up and running even if electricity is shut off.
Keep a detailed inventory with photos of your building and all its contents. Secure the photos in a safe place, and keep detailed records of all equipment and assets. This will make replacement much easier if anything is damaged or destroyed in a storm.
Staying in the Know
Pay close attention to storm warnings, alerts and updates, and establish a plan to keep employees informed. Evaluate, update and review your emergency plan, including evacuation routes and communication to employees. Investment in winter storm preparation for your business now can truly make all the difference.
This should be the most wonderful time of the year. Don’t let a large storm turn this festive season into a nightmare for your business. Make sure that your business is thoroughly protected with a Commercial Insurance program. From all of us at Thayer-Innes Insurance Agency and Freeman Bunting Insurance Agency, stay safe this winter and have a happy holiday!
About Thayer Innes and Freeman Bunting Insurance Agencies
At Thayer-Innes Insurance Agency and Freeman Bunting Insurance Agency, we strive to provide comprehensive insurance solutions to support Ann Arbor homeowners. Our homeowners’ policies can be tailored to meet your specific risk exposures and provides much more coverage than a traditional policy, giving you the peace of mind you deserve. For more information about our products, contact us today at (855) 395-6316.