Do you review your insurance policies on a periodic basis? We commonly tend to set insurance policies aside and forget that some items in them must be updated now and then. Most insurance policies contain a page in front of the insurance contract that is called a ” declarations page” or “policy summary.” It will […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Personal Insurance

Tagged: Insurance Review Personal Insurance Personal Insurance Review Thayer Innes

Your home’s been flooded. What do you do next? Flooding can be devastating. Depending on the water levels, it may seem as though you’ve lost everything. The first 24 hours of your home’s recovery will be critical. Make Sure It’s Safe to Go In If your home has been structurally damaged, it may not be […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Personal Insurance

Tagged: Flood Insurance Flood Recovery Flooded Home Flooding Homeowners Insurance MI Personal Insurance

Robberies happen around the world. But when you’re getting robbed via your home, it’s a new unsettling feeling for anyone, to say the least.  In the United States, a burglary happens every 18 seconds, Safewise found. While it’s startling to think about, it’s something that way more than one homeowner deals with day-to-day. It’s approximately […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Homeowners Personal Insurance

Tagged: ann arbor home insurance Burglary Burglary Aftermath Home Insurance MI Homeowners Insurance MI

Don’t put pen to paper just yet! At least not until you do some homework first on that rental agreement first. Remember, once you sign that lease, barring some seriously extenuating circumstances, you’ll be locked in until your rental term expires. So what can you do to ensure that your living space will be a […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Personal Insurance Renters Insurance

Tagged: ann arbor renters insurance Personal Insurance Renters Insurance Signing a Rental Agreement tips for new renters Ypsilanti Renters Insurance

Are you properly covered? A personal umbrella insurance policy is an additional liability coverage that is designed and prepared to pay out when your existing insurance policies have reached their limits. An umbrella policy can also fill in the gaps by providing coverage for other incidents such as liability for rental properties or even being […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Personal Insurance

Tagged: Personal Insurance Personal Umbrella Insurance Umbrella Insurance

As floods become more frequent and severe with climate change, protecting your home becomes even more crucial. Make sure you’re prepared for the worst. Although it is impossible to truly, completely flood-proof your home against any and all potential floods, steps can be taken to minimize damage. And with one month still remaining in the […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Personal Insurance

Tagged: Flood Insurance Flood Protection Flooding Personal Insurance

When someone enters your property, it is reasonable for them to expect that they will not be hurt or injured. As the owner or occupier of a property, you have a responsibility to maintain a safe environment for anyone who comes onto the property, and if a visitor to your property is injured, you may […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Personal Insurance

Tagged: Injury Liability Personal Insurance Someone Injured On Your Property

There are many reasons to get your collection appraised, such as for insurance reasons, legal, tax, charitable, estate-planning purposes, or simply to get a third-party assessment of its value. Your homeowners coverage provides limited coverage in protecting specific property, so it is crucial to get adequate appraisals for expensive and valuable items to properly insure […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Personal Insurance Specialty Coverage

Tagged: Appraisals Inland Marine Inland Marine Insurance Personal Insurance Special Collections Specialty Coverage