Walmart doesn’t have to worry. Neither does Apple or Amazon. Something happens, they have the resources to refill and replace. But small and medium-sized United States businesses look at a 12 percent chance that at some point in their business career, they will hit an employment claim. In some states, experts with specialty insurer Hiscox […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Commercial Business Insurance

Tagged: Business Insurance Business Lawsuits Commercial Insurance Preventing Lawsuits

The Fair Labor Standards Act, along with state wage payment laws, covers practically every aspect related to someone’s pay and work hours. By not complying with these important standards, employers are constantly bumping into wage and hour issues. Violations can be significant and employers’ potential financial risks are great. Wise employers should be well versed […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Commercial Business Insurance

Tagged: Business Insurance Business Insurance Claims Commercial Insurance Wage and Hour Claims Wage and Hour Disputes

Business owners are required by law to protect employees from discrimination and must try to prevent many problems to keep the team performing optimally. Discrimination spans various issues, such as religion, gender, age, disability and citizenship, to name a few. A workplace anti-discrimination policy should cover a broad range of potential discriminatory acts, and should […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Commercial Business Insurance EPLI

Tagged: Discrimination Employment Practices Liability EPLI Preventing Workplace Discrimination Workplace Discrimination

Are you looking to improve your business’s security measures to reduce the risk of theft and property damage? There are steps you can take to protect your assets and minimize opportunities for both internal and external theft. A theft prevention plan should always be your first step. Creating an effective theft prevention plan can help […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Commercial Business Insurance

Tagged: Business Insurance Business Theft Prevention Theft Prevention

Bad winter storms are a scary reality for some businesses. With limited resources and so many unknowns, taking steps toward adequate preparation can feel pretty overwhelming. However, there are a few great reasons to invest your time, energy and funds into getting your business ready for an extreme snowstorm. Preparation can save your business money […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Commercial Business Insurance

Tagged: Blizzard Blizzard Preparation Business Insurance Commercial Insurance Preparing Your Business for Winter Winter Safety

Unfortunately, it is not uncommon for employees to sue the business that the work for. These lawsuits can be very expensive; the average cost to defend against these suits runs into six figures. That includes lawyer fees and settlement costs. Many employers settle employee lawsuits regardless of whether or not  they are in the wrong […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Commercial Business Insurance

Tagged: Ann arbor employment practices liability Commercial Insurance Employee Lawsuits Employment Practices Liability EPLI

Most transactions and agreements are sealed with a contract, even if it’s just a handshake. Contract law regulates the transfer of rights from one party to another, holding each party accountable to the agreed-upon terms. Both parties must be on the same page and acting in good faith. If one party makes a false or […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: blog Commercial Business Insurance

Tagged: Business Insurance Commercial Commercial Insurance Misrepresentation

As a business owner, there are some critical coverages to carry in order to properly protect your investment. While there are various types of policies that can be tailored to meet any risk exposure, there are some basic coverages that should always be carried to complete your Ann Arbor Business Insurance package. Property Insurance This […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: Commercial Business Insurance

Tagged: Ann Arbor Business Insurance Business Insurance MI Necessary Business Coverages