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Do you review your insurance policies on a periodic basis? We commonly tend to set insurance policies aside and forget that some items in them must be updated now and then. Most insurance policies contain a page in front of the insurance contract that is called a ” declarations page” or “policy summary.” It will […] Read More
Are you prepared to face an unplanned power outage? Power outages can occur at unexpected times for many different reasons, possibly forcing you to put a pause on operations. However, you don’t have to allow revenue or productivity loss. You can prevent the long-term negative impacts a power outage can have by implementing the following. […] Read More
Speaking with an agent or reviewing your policy only when you’re filing a claim is a big mistake. Failing to keep your policy up-to-date may mean you are paying more for auto insurance than needed, or don’t have enough coverage, which could leave you on the hook for repair or medical bills. In general, it’s […] Read More
With the abnormally heavy storms that have occurred this summer, and several months to go before the end of hurricane season, it is more important than ever for local business owners to be able to rely on their insurance coverage and recover quickly from any storm damage they may experience. For businesses large and small, […] Read More
Your home’s been flooded. What do you do next? Flooding can be devastating. Depending on the water levels, it may seem as though you’ve lost everything. The first 24 hours of your home’s recovery will be critical. Make Sure It’s Safe to Go In If your home has been structurally damaged, it may not be […] Read More
Your car has been flooded. What now? Flooding is one of the most severe types of damage a car can experience, and often leads to the vehicle being totaled. You’re going to need to take action fast, and work closely with your automobile insurance to save your car. Here’s what you do. Don’t Start Your Car You […] Read More
When you picture your business, you probably picture your real estate (land) and building(s) first, right? But what about everything inside those buildings? Things like staplers, computers, office chairs, coffee makers, and even pens and paper. These things are all part of your business’s personal property. Yes, as it turns out, just as an individual or a family can […] Read More
Robberies happen around the world. But when you’re getting robbed via your home, it’s a new unsettling feeling for anyone, to say the least. In the United States, a burglary happens every 18 seconds, Safewise found. While it’s startling to think about, it’s something that way more than one homeowner deals with day-to-day. It’s approximately […] Read More
Don’t put pen to paper just yet! At least not until you do some homework first on that rental agreement first. Remember, once you sign that lease, barring some seriously extenuating circumstances, you’ll be locked in until your rental term expires. So what can you do to ensure that your living space will be a […] Read More
Walmart doesn’t have to worry. Neither does Apple or Amazon. Something happens, they have the resources to refill and replace. But small and medium-sized United States businesses look at a 12 percent chance that at some point in their business career, they will hit an employment claim. In some states, experts with specialty insurer Hiscox […] Read More