Home healthcare workers help ill, elderly, or disabled individuals who live in their own homes rather than a healthcare facility. Those in the industry encompass a variety of occupations, such as nurses, physical therapists, and occupational therapists, just to name a few. Some hazards that home healthcare workers encounter are unique to the home setting, […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: Home Healthcare

There’s nothing quite like boating in the fall out on the open water on a beautiful autumn day and enjoying the changing tree colors. Fall is some people’s favorite time of year to go boating, but the shorter days and cold water can create dangerous situations. There are some essential things to keep in mind […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: Boat Insurance

In the quickly evolving cannabis sector, securing a robust risk management partner who understands the industry and potential risk exposures associated with your business’s growth is crucial. Remaining compliant to maintain your operating license, mitigating claims from customers, and transferring the financial risk of theft are just a few issues cannabis businesses face. These issues […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: Cannabis

The basic motorcycle insurance plan will include bodily injury and property damage liability insurance, which riders are generally legally required to obtain. There are also many other optional coverages, such as comprehensive and collision insurance. The coverages that you will need will depend on your specific motorcycle, what its value is, whether you opt for […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: Motorcycle

Is your business adequately protected if there was a devastating occurrence such as a fire or other natural disaster on your property that would force you to put a pause on operations? Business interruption insurance covers incidences that are normally insured through a Business Owner’s policy (BOP). If you do become obligated to shut down […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: Business Interruption

Tagged: Business interruption coverage Business interruption exclusions Business Interruption Insurance COVID-19 business closure MI Business Insurance

Owning a home requires more than just paying the monthly mortgage. Instead, it needs proper care and maintenance in order to remain functional and beautiful. This is easier said than done though. Incidents that occur beyond your control can put your home at risk, making it more difficult for you to keep your home in […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: Homeowners

Tagged: home insurance home insurance vs home warranty homeowners insurance warranty

When business owners endure a loss due to damage, accident, crime, or liability, they must file an insurance claim to help cover monetary losses. Insurance coverage protects businesses against common risk factors. There are various policies to file a claim against, including general liability, commercial property, workers’ compensation, and commercial auto insurance. Business Insurance Claim […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: Business

Tagged: Business Insurance Claim assistance Filing a Claim Filing Insurance Claim insurance ajduster insurance policy

Winter weather conditions can be quite rough on vehicles. For this reason, it is in your best interest to evaluate your current car needs as spring goes into full swing. Taking the time to assess any issues now can go a long way and prevent bigger issues from arising in the future. Here is how […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: Uncategorized

Tagged: Spring Spring Auto Care Spring Maintenance Vehicle Maintenance

On June 11, 2019, the new No-Fault law was passed by the Michigan Legislature, which we will see most of its impacts beginning July 1, 2020. There are many driving factors that drove the new Michigan No-Fault law into fruition. It transforms Michigan’s auto No-Fault insurance law, which will result in substantial changes for decades […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: Auto Insurance

Tagged: Auto Insurance Michigan No Fault Law No-Fault Law

Keeping your workers compensation insurance premiums in line involves having a strong safety culture throughout the company and a program that eliminates hazards and prevents injuries. It’s also critical to report claims immediately when they occur so employees receive the medical treatment they need and are able to get back on the job as soon […] Read More

Posted by Thayer Innes & Freeman Bunting Insurance Agency in: workers compensation

Tagged: Business Insurance Workers Comp Classification Workers Comp Costs Workers Comp Premium