Thayer-Innes Insurance Agency and Freeman Bunting Insurance offer all the necessary business insurance policies needed to protect companies throughout the communities we serve. We have access to multiple carriers, which allows us to offer a broad spectrum of coverages, including package policies.

Business Owners Policy

A Business Owners Policy (BOP), created for small-to-medium sized businesses, achieves complete coverage for a variety of exposures, essentially bundling the policies outlined below.

  • Commercial property insurance
  • Commercial general liability
  • Business interruption insurance
  • Equipment breakdown
  • Personal property of others
  • And more

A BOP policy is fundamental to providing comprehensive and broad liability and property coverage to every business.

Standard BOP policies do not cover workers compensation or professional liability. Our staff will recommend any additional coverages you may need when we meet to evaluate your business. We will work hard to ensure your company is properly covered.

Commercial Package Policy

A Commercial Package Policy (CPP) gives your growing company control over your insurance policies as it provides only the coverages necessary for you and your business. This policy is a package bundling two or more coverages into one policy, creating a convenient and cost-effective program that fits your specific operation. Your CPP policy can be designed to include coverage for:

  • General liability to cover the costs of litigation
  • Buildings and contents
  • Property off-site
  • Business interruption
  • Equipment breakdown
  • Valuable papers and data
  • And more

Your CPP will not cover specialty programs such as professional liability, fiduciary liability, or workers compensation. However, as your trusted agent, we will work with your needs to determine the coverages you will need.

Personalized Assistance from an Agent You Trust

Thayer-Innes Insurance Agency and Freeman Bunting Insurance Agency, members of Trusted Choice, serve you more than just an insurance policy. For over 25 years, owner Cam Innes has offered clients customized options that best meet their needs. Our licensed professionals have been forming strong customer and community ties throughout Washtenaw County for decades, offering clients a choice of insurance plans and programs at top-value. Please give us a call at 734-662-4567, or fill out our free quote form above to learn more about our comprehensive products and services.